Infrastructure

You own the customer. Zencey carries the insurance.

One API embeds cover into what you already sell. Zencey runs the insurer, the product, claims and payouts — you keep the relationship, the trust and the payment moment.

Zencey carries everything in the middle
YOU · CUSTOMER ZENCEY INSURER policy · claims · payout
The model

You own the customer. Zencey carries the value chain.

You own
The customer and the trust
The offer and the payment moment
→
Zencey runs
Insurer, product and pricing
Claims, payouts and the care app
Offer it free as a loyalty perk — or paid as a premium upgrade. Same rail, both motions.
How it works

One flow, front to back.

1

Subscribe

Your customer opts in and pays in one click.

Front · your app
2

Policy issued

Zencey's API creates the user and issues the insurer's policy.

Back · Zencey + insurer
3

Care & claim

AI doctor, teleconsult, then file a claim with photos.

Zencey app
4

Paid out

Approved claims pay direct to the wallet — under 72 hours.

Mobile money
You stay the front end and the payment collector. Zencey orchestrates everything behind it — and the insurer carries the risk, not you.

Start with a short feasibility sprint.

Talk to us