Infrastructure

You own the customer. Zencey carries the insurance.

One API embeds cover into what you already sell. Zencey runs the insurer, the product, claims and payouts — you keep the relationship, the trust and the payment moment.

Zencey carries everything in the middle
YOU · CUSTOMER ZENCEY INSURER policy · claims · payout
The model

You own the customer. Zencey carries the value chain.

You own
The customer and the trust
The offer and the payment moment
Zencey runs
Insurer, product and pricing
Claims, payouts and the care app
Offer it free as a loyalty perk — or paid as a premium upgrade. Same rail, both motions.
How it works

One flow, front to back.

1

Subscribe

Your customer opts in and pays in one click.

Front · your app
2

Policy issued

Zencey's API creates the user and issues the insurer's policy.

Back · Zencey + insurer
3

Care & claim

AI doctor, teleconsult, then file a claim with photos.

Zencey app
4

Paid out

Approved claims pay direct to the wallet — under 72 hours.

Mobile money
You stay the front end and the payment collector. Zencey orchestrates everything behind it — and the insurer carries the risk, not you.

Start with a short feasibility sprint.

Talk to us